The Car Insurance Gap That Could Cost College Parents Thousands

With roughly 19 million students heading to college, car insurance and coverage are among the most overlooked parts of the transition. In this conversation, Adrienne K. Woodland of AAA – The Auto Club Group breaks down what every parent and student should check before move-in day—from confirming whether an existing auto policy actually covers a student away at school, to understanding how each state’s insurance rules can affect your coverage. Adrienne explains why sitting down with an agent to review your household policy is one of the smartest moves you can make when a major life change like college happens.

What You’ll Get From This Video

A practical, expert-backed guide to protecting your college-bound student—and your wallet. Insurance expert Adrienne K. Woodland of AAA – The Auto Club Group breaks down whether your current auto policy really covers a student away at school, the discounts most families overlook (like the “good student” discount), and how renter’s insurance safeguards laptops, tablets, and dorm valuables. You’ll also learn how AAA roadside assistance follows the member, plus smart tips on financial literacy for young drivers and safe end-of-summer travel before classes begin.

What You’ll Learn

Whether your current auto policy actually covers a student away at school

How coverage rules change when your student drives across state lines

The money-saving discounts most families miss—including the “good student” discount

How usage-based “Drive & Save” programs can lower your premium

Why renter’s insurance is essential for protecting laptops, tablets & dorm valuables

How AAA roadside assistance follows the member in any car

Simple ways to build financial literacy for young drivers

End-of-summer travel tips before the school year begins

Chapters

0:00 – Intro: Why College Insurance Is Overlooked

0:54 – Does Your Policy Cover a Student Away at School?

2:47 – Discounts You Might Be Missing (Good Student & More)

3:44 – Drive & Save and Rising Insurance Costs

4:40 – Car Breaks Down at College? AAA Roadside to the Rescue

6:03 – Renter’s Insurance for Dorm & Off-Campus Valuables

8:35 – Financial Literacy for Young Drivers

9:29 – End-of-Summer Travel Tips & Wrap-Up

Support BRN and Subscribe to The Morning Pulse

Stay informed with trusted news and expert insights on retirement, personal finance, investing, healthcare, lifestyle, privacy, aging, and wellness.

Subscriptions Include:

Daily BRN programming Monday through Sunday

Links to all the aging, finance, lifestyle, privacy, retirement, & wellness news curated by industry expert and BRN host Jeffrey Snyder

Free of any ads, popups, and sales pitches

$50.00 annually ($0.14 per day)

Subscribe: https://buy.stripe.com/4gw9CS5NI8cibVm7su

Join The Community

Subscribe for more expert discussions on retirement planning, personal finance, investing, taxation, wealth management, government policy, and financial literacy. New videos are uploaded Monday through Sunday at 7:30 AM ET to help you make smarter financial decisions and achieve long-term financial freedom.

Connect With Us

Instagram: https://www.instagram.com/broadcast.retirement.network/

TikTok: https://www.tiktok.com/@brn_news_facts

Facebook: https://www.facebook.com/profile.php/?id=61573088723504

X (Twitter): https://x.com/BRN_News_facts

LinkedIn: https://www.linkedin.com/in/jeffreyhsnyder/