Who’s Going To Take Care Of You When You’re Older? Navigating the Challenges of Solo Aging. About 25% of Americans—roughly 50 million people—are childless or child-free, creating a significant demographic with unique financial and long-term care planning needs. In an eye-opening interview, Jay Zigmont, founder and CEO of Child-Free Wealth, reveals the distinct challenges these “soloists” face and the critical gaps in available solutions.