Most people think they’re doing the right thing with their 401(k). They’re not. DYM Episode4

Most people think they’re doing the right thing with their 401(k). They’re not.

In this episode, certified financial planner Spencer Betts breaks down the hidden mistakes that quietly derail retirement plans — from saving too little and choosing the wrong tax strategy to relying too heavily on “set it and forget it” investing. If you want to know whether you’re actually on track, this conversation may change how you think about retirement.