College Funding About to Shift Dramatically

College financial aid changes 2026: what students and families need to know

Higher education has long been viewed as a pathway to the American dream. But college financial aid changes in 2026 could make that path more complex and challenging for many families.

In this video, FinStream’s Bob Powell is joined by financial advisor Becca Craig to break down what’s changing — and what it could mean for students planning for college.

A shifting landscape for college costs

Rising tuition and growing student debt have already made college planning more difficult.

Looking ahead to 2026, evolving policies and financial aid structures may further impact:

How much aid students qualify for

How families plan for college expenses

The overall affordability of higher education

Understanding these college financial aid changes in 2026 is essential for making informed decisions.

What this means for financial aid and admissions

As the system evolves, students and families may need to take a more proactive approach to:

Completing financial aid applications

Evaluating school affordability

Comparing financial aid packages

Planning for long-term student loan obligations

Small changes in aid formulas or eligibility rules can have a significant impact on total costs.

The role of financial planning in college decisions

Craig emphasizes the importance of early and thoughtful planning.

Families may need to consider:

Savings strategies for education

Balancing college costs with other financial goals

The long-term impact of borrowing

A clear plan can help reduce uncertainty and avoid costly mistakes.

Why these changes matter

For many households, college is one of the largest financial commitments they will make.

Failing to understand college financial aid changes in 2026 could lead to:

Unexpected out-of-pocket costs

Higher levels of student debt

Limited flexibility in school choices

Watch and learn more

This discussion offers practical insights into how families can navigate the changing college landscape and make more informed decisions about education funding.

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