Ask The Hammer – Umbrella Insurance: In this episode of Ask The Hammer, Jeffrey Levine answers the question: How much Umbrella Insurance should you have?

Umbrella insurance is a type of liability insurance that provides extra coverage beyond the limits of your primary policies, like home or auto insurance. It kicks in when those policies max out, protecting you from major claims or lawsuits. It typically covers personal liability, legal fees, and sometimes additional risks like libel or slander, depending on the policy. It’s a safety net for catastrophic events, often affordable because it’s used rarely.

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