Young Adults More Bullish About Changing the World Than Securing Their Financial Future: A new report from the TIAA Institute and Business for Impact’s AgingWell Hub at Georgetown University found that more than half of young adults feel that they have a role in solving global problems like climate change, social injustice and political division. However, when it comes to their finances, young adults are more pessimistic. More than 40% live paycheck-to-paycheck, and only 33% say they could handle an unexpected major expense.