Financial Planning Articles

Planning for retirement today means staying ahead of fast-changing Medicare rules, Social Security clawbacks, and volatile markets.
Our retirement and Medicare financial-planning articles break down 2026 CMS changes, RMD ages, tax withholding strategies, and estate-planning mistakes so you can keep more of what you saved.

Social Security / Medicare / Medicaid

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  At Social Security, These Are the Days of the Living Dead
  In recent weeks, the Social Security Administration has been plagued by technology errors, staff cuts and even marking living people as dead, according to KFF Health News.
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  Medicare IRMAA: What High-Income Retirees Need to Know
  Discover how your income can increase Medicare Part B and D premiums. Understand IRMAA thresholds, appeal processes, and effective planning strategies to reduce your financial burden.
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  Medicare Advantage Insurers Often Use Rewards, Incentives to Encourage Enrollees to Complete Health Risk Assessments
  But KFF research reports new findings that raise concerns.
• Revocable Trusts vs. Inheritance Trusts: Medicaid Asset Protection Explained
  Understand the complexities of merging inheritance trusts with revocable trusts for Medicaid spend-down protection. Learn why third-party trusts are treated differently and how to safeguard your assets.
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  Medicare Part B vs. Medicare Part D Drugs
  What do I need to know about the difference between Part D and Part B medications?
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  Social Security Blames ‘DEI’ & ‘Gender Ideology’ for Long Wait Times
  Social Security wait times to talk with a staffer by phone, email or in person have increased as the Trump administration, DOGE cut staffing, MSNBC reports.

Planning For & Living In Retirement

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  Social Security, Inflation, Medicare Spark Retirement Confidence Concerns
  Annual retirement survey reveals confidence levels of older Americans and pre-retirees in the workforce.
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  Can You Safely Retire Amid Recession Fears?
  Plus, expert strategies to protect your retirement portfolio.
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  Smart Estate Planning for Retirees: Digital Platforms vs. DIY
  Don’t let your hard-earned retirement be vulnerable. Smart estate planning is crucial for your family’s security and inheritance.
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  How to Build a Self-Sustaining Business for Lasting Income
  Escape the daily grind and secure your financial future. Learn how to structure your business with remote teams and robust systems to generate reliable, recurring profits in retirement.
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  Planning for Retirement Taxes: Fewer Withholdings, Less Stress
  Retire worry-free by minimizing tax withholdings and avoiding underpayment penalties.
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  Banking & Investing in Europe as an American: What You Need to Know
  Discover how Americans living in Europe can navigate restrictions on U.S. mutual funds and ETFs, explore alternative investment options and find U.S.-licensed custodians in your new country.

Saving & Investing for Retirement

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  Phased Retirement: Work Less, Retire Happier
  We, as humans, tend to view retirement as “all on” or “all off.” That’s the wrong approach, if you ask Nick Defenthaler.
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  RMD Refresher: When to Take Withdrawals From Your IRA or Retirement Account
  Ensure you’re on track! Learn key RMD details like age requirements, deadlines & how to calculate.
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  Ditch the S&P 500? Consider T-Bills for Risk Management
  Explore the advantages of Treasury bills (T-bills) in today’s uncertain economic climate.
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  Crypto in Your IRA: The Future of Retirement?
  Understand the key considerations for including digital assets in your IRA, from managing risk with AI to ensuring security and compliance in the changing world of retirement planning.
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  Outpacing Inflation: Modern Retirement Strategies for Small Business & Gig Workers
  Uncover the silent erosion of purchasing power due to inflation and learn how to build inflation-resistant retirement portfolios while gaining more control and access to cost-effective plans.
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  Get Serious About Retirement: Why Starting Early Matters Most
  Understand why retirement planning shouldn’t be postponed, learn when different generations get serious and find encouragement and resources to start building your financial security today.