Financial Planning: The Financial planning process is how you build a personal financial plan outlining how your money, investments and other assets can help you meet your future financial goals. The plan is a comprehensive evaluation of an individual’s current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. A financial plan is a roadmap that helps you achieve your goals. Financial planning can be done on your own or with a professional (an Adviser). A good plan should include details about your cash flow, savings, debt, investments, insurance and any other elements of your financial life. It is an ongoing process. Watch these free finStream TV streaming videos to learn about financial planning.