How Lower-Income Workers Can Save For Retirement: Many lower-income workers are not saving enough for retirement.

Michael Larocca and Cyrus Bamji discuss a report that finds that many Americans are facing retirement without a secure income.

What is Retirement Planning? Retirement planning is the process an individual goes through to plan for their retirement years. It involves determining goals/objectives for retirement income and what’s needed to achieve those goals. Retirement planning includes […]

France’s Retirement Age Increase Could Signal Future Changes for U.S. Retirement System: France’s increase in retirement age from 62 to 64 could have implications for the United States, as both countries are facing an aging population and increased longevity. Social Security is the primary federal program for retirees in the US, but the trust fund is projected to run a deficit in about 10 years. There has been discussion about increasing the full retirement age for Social Security beyond 67, which may place pressure on retirement savings and add stress to the lives of lower-income earners. Segal’s National Retirement Practice Leader and SVP, Jonathan Price, discusses the need for education and information about retirement planning and the role of stakeholders such as employers and the government in ensuring sustainable retirement programs for future generations.

TIAA Reports Lower Retirement Savings: Surya Kolluri, Head of the TIAA Institute and Andrea Hasler, the Deputy Academic Director and an Assistant Research Professor in Financial Literacy at the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business, present an overview of financial literacy covering the five Ws: what, why, when, where, and who. It explains what financial literacy is, why it’s important, and when and where people can learn about it. This video also discusses who needs financial literacy and offers some tips for improving financial literacy skills, such as setting financial goals, creating a budget, and seeking professional advice. Additionally, it provides a list of helpful resources for those looking to improve their financial literacy, including government websites, non-profit organizations, and books. The video concludes by emphasizing the importance of financial literacy in achieving financial well-being and security.

How Will Inflation Affect My Retirement Plan? Dana Anspach discusses how inflation, TIPs, iBonds, etc. can effect your retirement plan.

Encouraging Young Adults to Invest in Retirement Early: Michelle Singletary encourages young adults to get started with investing in retirement as soon as possible.

How Does Spending in Retirement Change: Results from a survey on how retirees’ spending habits change over time.

When you start drawing down assets in retirement, the federal tax implications can be confusing, according to Merrill Lynch.

Brazil recently signed a decree to create the Retirement Security Bond that Arun Muralidhar, the co-founder of AlphaEngine Global Investment Solutions, first laid out in 2015 on a napkin. In the years since, Muralidhar has collaborated with Nobel Laureate Robert Merton, on making the bond a reality. In this interview, Muralidhar explains how the Retirement Security Bond works and how Brazil created its version of the bond to improve retirement security.