ICI’s latest research shows that individual retirement accounts (IRAs) are a significant component of U.S. households’ retirement planning.

Discover how to create and maintain a diversified portfolio with minimal effort. Learn about asset allocation funds, target-date funds, and automated contributions for long-term financial success.

Discover the importance of estate planning to protect your family from legal complexities and financial burdens. Learn how to create a comprehensive plan with wills, trusts, and beneficiary designations.

Discover the alarming statistics on retirement savings depletion and why retiring at 65 poses significant risks. Learn strategies to protect your financial future.

Address the anxiety of market volatility in retirement by implementing strategies for predictable income, strategic portfolio management, and realistic longevity planning, ensuring financial stability and peace of mind.

Explore the challenges of traditional IRAs in estate planning, comparing ChatGPT’s insights with expert critique on tax implications, beneficiary rules and effective estate planning strategies.

Understand how unsettled debts impact your family’s financial well-being, explore proactive estate planning strategies and learn to utilize digital tools to streamline debt management.

Learn how to minimize the taxes you pay on your Social Security benefits. This article explores strategies for reducing provisional income, including timing income events, and the impact of Roth IRA conversions.

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility for optimal retirement planning.

Compare and contrast indexed annuities, bonds and CDs to determine the best fit for your retirement goals. Evaluate risk, return, tax implications and liquidity to make informed investment decisions and secure your financial future.