Healthcare: A frequently overlooked but important component of a comprehensive financial plan is health insurance and healthcare planning.  Health insurance is important: Approximately 90% of US citizens have health insurance, with significant gains in health coverage occurring over the past 5 years. Health insurance facilitates access to care.  Health insurance is associated with lower death rates, better health outcomes, and improved productivity. Health insurance coverage is crucial to living a productive and healthy life. Citizens of the US obtain health insurance coverage from a variety of public as well as private sources, such as through employers or through direct purchase on the individual market (private sources), as well as through the Medicare, Medicaid, or Veterans Affairs programs (public sources).  From basic medical insurance to healthcare spending accounts (HSAs) to Flexible Spending Accounts and Medicare, watch these free finStream TV videos to help you understand your options and include it in your overall financial plan.