Reverse Mortgages: A reverse mortgage is a loan/mortgage, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. Reverse mortgages are typically promoted to older homeowners and typically do not require monthly mortgage payments. When you have a regular mortgage, you pay the lender every month to buy your home over time. In a reverse mortgage, you get a loan in which the lender pays you. Watch these free FinStream TV videos to learn more about Reverse Mortgages.