Your health insurance could become more expensive through changes in coverage and out-of-pocket costs, even if the amount deducted from your paycheck barely changes.
Bob Powell speaks with Jae Oh, CFP, author of “Maximize Your Medicare,” about what to review before selecting 2027 coverage.
In this interview:
- Why payroll deductions reveal only part of the cost.
- What to check about your specific prescriptions.
- How to compare available employer plans.
- Why Oh recommends considering available HSA options.
- How projected income enters the ACA planning discussion.
- Why health needs and local plan availability matter.
Oh’s comments include forecasts and recommendations that depend on individual circumstances.
Approximate chapters:
- 0:11 — Employer coverage costs for 2027
- 1:41 — Health care delivery costs
- 2:25 — Costs beyond payroll deductions
- 3:19 — Employer open enrollment and HSAs
- 4:34 — ACA market changes
- 6:07 — Projected income and ACA coverage
- 8:02 — When detailed planning warrants help
- 9:00 — Individual circumstances and local choices