What’s The Birthday Rule In Medigap Policies? Virginia has become the latest state to implement a version of the “Birthday Rule,” a consumer-friendly regulation in Medigap policy renewal, according to Jae Oh, author of Maximize Your Medicare.
What the Birthday Rule Is: Allows Medigap policyholders a window (usually around their birthday) to switch to another plan of equal or lesser benefit without medical underwriting.
Virginia’s Version:
Adopted a modified rule, effective July 2025.
Consumers can switch policies within 60 days of their birthday, similar to Oregon and California rules. Watch this video to answer the question, What’s The Birthday Rule In Medigap Policies? and find more videos featuring Jae Oh at this link: https://www.finstream.tv/featured/jae-oh/